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Personal Injury – What To Do?

Gerry Davidson, Esq.

Have you ever suffered an injury from a traumatic incident, such as a car accident, dog bite, bicycle accident, injured as a pedestrian, slip-and-fall, etc.?

It is important that the proper reporting agency be immediately notified, including making a police accident report, store incident report, contacting the responsible parties’ liability insurance carrier, or your own insurance carrier should the other party not have such insurance.

Photographs should be taken of your injuries immediately, of property damage and of the location of where such incident occurred.

You will need to receive immediate medical attention and, if the injuries warrant, follow-up care from a therapist, specialist, or your regular physician.

Your vehicle, bicycle, or other property damage will need to be repaired as quickly as possible. If you are without a vehicle, will you be able to get to work? Is there rental insurance coverage available to you? What about any missed time from work? Must you use your sick time and/or vacation time to still receive a paycheck? Will you be able to recover those vacation and sick time hours? How do you then proceed to recover for your actual monetary loss and for your pain and suffering?

We, at Fanger & Associates LLC can answer your questions and assist you with every aspect of your claim. Our attorneys have more than seventy (70) years combined experience in handling these personal injury claims and obtaining the best end results for our clients.

We collect no money from you. Our fees are based upon a contingency - that is, if you recover, we take a percentage of your proceeds; if you do not recover, we collect nothing. There is no risk to you. We only ask that you follow our sound, legal advice to maximize your recovery potential. It is our goal to settle these claims without the necessity of having to file a lawsuit, as that takes time (yours and ours) and money.

A couple of the most common questions asked of us are (1) how much am I going to get?; and (2) when can I get my money?

Let me first state that you should never think about settling your claim until you have reached "maximum medical improvement". In other words, the doctors have done all they can for you and whatever the residuals are from your injuries they will not change. This may be two months, six months, or two years. Each case is different and the treating physician will be rendering his or her opinion as to your prognosis (what you can expect in the future from the injuries you sustained).

As to how much you will receive, several factors go into play, namely:

  • Is there a question of liability?
  • How severe are your injuries?
  • How often and for how long did you treat with the doctor?
  • What type of doctor treated you?
  • What was your health condition before the accident?
  • How much time did you miss from work?
  • How much property damage did you incur?

That is where our experience really comes into play so that we can advise as to whether or not any proposed settlement offer is fair to you and we can then suggest what direction to go – either settle or file suit. Whichever means is selected, we will be there with you, giving our best and always keeping in mind what is in your best interest.

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